XINSURANCE Fills the Gaps and Exclusions in Existing Insurance Policies

August 04 19:33 2022
XINSURANCE offers a true umbrella insurance solution as well as the ability to offer customized solutions for limits, coverage, deductibles, and premiums.

A True Umbrella policy is the solution to address weaknesses in your existing liability coverage. XINSURANCE True Umbrella is customized for your unique needs. A True Umbrella policy provides protection to cover specific risks that are most important to you and may not be covered in your existing policies. Every person’s and family’s liability insurance needs change from time to time, so you want to be sure your insurance coverages meet these changing needs. Now is a good time to review your existing insurance policies (homeowners, auto, personal, and business) to ensure there is adequate protection for you and your family. We are a very litigious society, with people who sue at the drop of a hat, which puts you at risk of losing your assets. One way to help protect yourself from this risk is by having the proper liability insurance protection and XINSURANCE can offer solutions for protection. XINSURANCE, powered by Evolution Insurance Brokers, LC, is an excess and surplus lines brokerage that offers custom insurance solutions to protect your assets. The XINSURANCE Team brings you over 40 years of experience, along with the ability to offer solutions for customized limits, coverage, deductibles, and premiums to create a plan for protection.


  • Has in-house teams for underwriting, risk management, policy services and claims that help you to identify gaps, to identify exclusions, and to offer solutions for custom insurance coverage.
  • Has a 24/7 claims hotline with claims professionals who are masters at claims management and fight for you.
  • Has mono-line or package policy options and occurrence form is available.
  • Has in-house limits of $10MM with excess available.
  • Is available in all 50 states.
  • Has premium financing available.
  • Is agent friendly (ask your agent to call us).

One of our most popular insurance solutions, True Umbrella, protects you from the gaps and exclusions in your primary insurance policies. Since most primary policies have gaps and exclusions, you may need a superior umbrella policy for protection. XINSURANCE offers the XINSURANCE True Umbrella solution. Typical gaps or exclusions (with more being added by insurance companies all the time) in primary policies are:

  • ATV’s, watercraft, recreational vehicles
  • Luxury vehicles and antique cars
  • High value items and collections
  • Trampolines, pools, diving boards
  • Firearms
  • Animals including show dogs and hunting dogs
  • Specialty Liability
  • Business operations and vehicles
  • Property and Casualty

Let the XINSURANCE Team review your primary policies and show you how the True Umbrella solution can cover the gaps and exclusions. Don’t be caught off guard – you want to ensure your assets are protected if an incident, accident, or lawsuit occurs. XINSURANCE provides the experience, industry knowledge and stability to be your committed insurance partner. Click here to start your True Umbrella insurance quote or call the XINSURANCE Team for your free insurance review to get your gaps and exclusions covered.

XINSURANCE is powered by Evolution Insurance Brokers, LC an excess and surplus lines insurance brokerage. XINSURANCE is a DBA of EIB, which is domiciled in and has its principal place of business in Sandy, Utah. This insurance product is offered by an unlicensed surplus lines insurer. The NPN for EIB is 5464658 and CA license number is 0H93938.

Media Contact
Company Name: XINSURANCE
Contact Person: Barbara Malkowski
Email: Send Email
Country: United States